I hate insurance companies. But I love my State Farm agent, I really do. This is such a hassle, especially since the kid and/or the kid's parents have not called their insurance company yet.
Normally, my agent would call the person and ask them about calling their insurance company but BECAUSE the kid's father is who he is and he apparently uses my State Farm agent for other things (I guess like court things) they were hesitant to call him and were hoping to get it resolved through the insurance company. Yes, perfect.
The lady from Rockingham Mutual was a bit of a jerk. I found out that I can not really take the car anywhere I want. I can take it to one of their 3 approved places or I can have their appraiser come out, look at it and then they can give me a check for what they think it will cost. I think someone would be crazy to take the later route. The good thing is one of the places I could take it is apparently really good, so that worked out - I hope.
My agent then took over as I didn't know what the hell to do and got my car towed to a repair shop - there is some talk that my car may be totaled - and got me a rental car.
My rental car is a Saturn Ion - and this thing has the world's smallest steering wheel. And not to be vulgar, but the car smells like ass. Like nasty body odor. I have febrezed the hell out of it and left the windows open, hoping that the smell will go away. It's really that gross.
And I think it got on my clothes. Blech.
Okay, so apparently there is a rumor that the kids were friends of the cop's kids and were leaving a note or had done something to the son's car and were making their get-a-way when they had the accident.
Nice to know a prank caused thousands of dollars worth of damage and hours of frustration.
The judge finally came home and he hasn't been contacted by the kid's insurance company or heard anything and he's a bit irritated.
I would be too (and am), especially since I filed a claim with the kid's insurance company yesterday and gave them mine and the judge's phone number.
Nice quiet evening. Or so I thought. I walked up my stairs to my bedroom and went over to my dresser, which is right beside my window. A window that looks out over the street in front of my house.
That's when I heard it. Crunching metal is the most horrible sound, and one that stays with you after you've been in a wreck. All that flashed through my mind was that it was close, too close.
I jumped to my window and opened the blinds in time to see a car (the Honda Accord) smashing into my own. And I admit it, I screamed. You know that scream that takes you up and octave higher than you ever thought you could go? Yeah, that's what I did... I screamed "someone's hit my car."
My sister was downstairs and in a chair right by the front door and when she'd heard the noise she had jumped up to look out the window. She then heard me scream and ran, full-speed, out of the house with me right behind her.
I got out there after her. She ran straight up to the kids - who looked 12. Seriously. She was yelling, "What the hell happened? How fast were you going? How old are you?? Are you even old enough to drive?"
I was shaking. But I managed to run back inside and call 9-1-1.
*continues below
This is the general gist of what apparently happened. (And yes, I realize I spelled Volkswagen wrong in the photo... I was in a hurry).
The Volkswagen, which is the 17 year-olds car, was coming down the street. They insisted they were just eating french fries and going the speed limit. They got distracted and hit the Honda Accord. The Honda was parked on the right side of this street about where the Volkswagen is in the photograph.
The Honda was then pushed across the street and into my car. They then backed up the Volkswagen and got out of the car when my sister came running out of the house.
The first thing my sister saw was the passenger... standing there still eating his french fries. And he was a little prick, seeing no blood and everyone out of the car and fine (and eating french fries) - she started asking questions.
That's when he started to give her attitude. Because after he told her that they were going the speed limit, she asked him what was going on in that car and what he had been doing to distract the driver.
Both insisted they were doing nothing. B.S. I've been in two wrecks (I was in the backseat both times and both times were in high school) where the front passenger flipped out and grabbed the wheel or was distracting the driver resulting in the car accident. But that's not what the cops heard. But whatever.
So, of course... everyone comes out of their houses. Great. This is why nothing got done because now the entire neighborhood is up and out on the street meddling.
First cop on the scenes walks up to us and goes, "this kind of thing never happens here." No, no it doesn't, until you get the high school friends visiting going 50 in a 15.
So, of course, the next hour and a half is waiting for the cops to get all the information and talking to the kids and waiting for the tow trucks. No one was really concerned with my car, mainly because the Honda was totaled and the owners weren't home.
The kid is being charged with reckless driving and I probably won't be subpenad to court, but I might go anyway.
So my car is still out front and everyone has given me their opinion. We don't know if it's drivable. The frame could be/mostly likely is bent. I need to get my suspension check. It bent my hood. And well, I need a new door and new side and G-d only knows what else.
I'm glad I wasn't in the car, because my sister and I almost were. We had gone to the gym and were going to stay another 20 minutes but decided to go on home. If we'd stayed we would've been getting home when the kid was driving down the street.
It's just sucks. My car was supposedly safely parked outside my house and it gets smashed into. And if one more person is like, "that's what insurance is for," I think I'll scream. Yes, I realize that's what insurance is for, but I'm a good driver and I try to watch out and drive defensively and I had a great car that wasn't damaged and it's just frustrating that I have to waste my time and effort getting this fixed.
But yes, I'm fine. Slideshow below.
